Unlocking the Power of Security with Password Managers

In an increasingly digital world, safeguarding your online presence has never been more crucial. This month, I’ll talk about a pivotal tool that should find a home in everyone’s digital arsenal: the Password Manager. Password managers are currently one of the hottest apps being downloaded and used on computers, tablets and smartphones. Let’s explore why we should use one of these virtual guardians of our digital identities.

1. Bulletproof Security: Say goodbye to weak passwords and hello to robust security. Password managers generate complex, unique passwords for any site that requires you to log in, minimizing the risk of breaches due to reused or easily-guessed passwords.

2. Simplified Management: Are you tired of juggling multiple passwords? A password manager stores all your credentials in one secure vault, accessible with a single master password or biometric verification. No more spreadsheets or notes laying around in plain view on your desk!

3. Enhanced Productivity: With auto-fill capabilities, logging into your accounts becomes a breeze. This password manager feature translates to saved time and reduced frustration. All good password managers are tied to your browser, so when you go to any site requiring your login credentials, the credential fields for username and password are filled automagically.

4. Fortified Against Phishing: Many password managers have browser extensions that automatically recognize legitimate websites, averting any phishing attempts by refusing to fill in credentials on fake sites.

5. Cross-Device Synchronization: All password managers allow you to access your passwords seamlessly across various devices, from your laptop to your smartphone. Changes made on one device reflect on all others, ensuring consistency and accessibility, regardless of the device you’re using.

6. Encryption at its Best: Leading password managers employ state-of-the-art military grade encryption methods, ensuring that even if a breach occurs, your data remains scrambled and unreadable.

7. Emergency Preparedness: Have you ever considered what would happen to your online accounts if something happened to you? Many password managers offer emergency access features, allowing trusted individuals to retrieve your data if necessary. Access to your digital data can be entrusted to your spouse, or someone else of your choosing.

8. Centralized Storage: Passwords are not the only thing you can store, but also sensitive information like credit card details and secure notes in one encrypted location. I use mine for things like my COVID vaccination card, an image of my driver’s license (even though TN is not yet one of the states that officially recognize a digital driver’s license).

We are in an era where cybersecurity threats are continually on the rise, so don’t leave your digital life vulnerable. Embrace the power of password managers and take charge of your online security. From enhanced protection to streamlined convenience, these tools are a must-have for every digital citizen.

Stay secure, stay empowered! Here are a few of my favorite (paid and free) password managers. Try any of them free and make your own decision, but please use a password manager!

Paid Password Managers

– 1Password (one of the oldest and most highly regarded for any device)

– RoboForm (another favorite, but better on Windows than a Mac)

Free Password Managers

– Bitwarden (one of the best out there and works with any device or OS)

– Apple iCloud Keychain Manager (works with Mac, iPhone and iPad)

– Chrome (Google) Password Manager (use with anything by Google)

Larry McJunkin, President

Tellico Village Computer Users Club

Last month, I teased you about writing this month’s newsletter completely with ChatGPT. Well, I decided to try it, and the result was so amazing, I just had to share it with you. I’ve touched on some of what ChatGPT says here in past newsletters, but I asked ChatGPT to “write a 500-word newsletter about how to embrace technology as a senior”. This is what it created, in 4.7 seconds (including the title) and I didn’t change one single word. I hope this gives you an even better idea of just how good…and how useful ChatGPT really is!

Embracing Technology as a Senior: Unlocking New Horizons

Welcome to this special edition newsletter focused on helping seniors embrace technology and its boundless possibilities. In today’s rapidly evolving world, technology has become an integral part of our daily lives. While some seniors may feel hesitant or overwhelmed by these advancements, we firmly believe that with the right guidance and support, you can confidently embrace technology and open the door to a wealth of opportunities.

Understanding the Benefits

Technology offers an array of benefits to seniors, enhancing various aspects of life. Staying connected with loved ones through video calls, social media, and messaging apps becomes effortless, no matter the
distance. It enables access to information and knowledge, empowering seniors to learn new skills or explore hobbies of interest. Online shopping and delivery services provide convenience, especially for those with limited mobility. Embracing technology can also help boost cognitive abilities, keeping the mind sharp and engaged.

Start with the Basics

Learning anything new takes time, patience, and an open mind. Begin by familiarizing yourself with the basics of technology. Learn how to use a smartphone or tablet, navigate the internet, and send emails. There are numerous online tutorials, local workshops, and community classes specifically designed for seniors to build their digital skills. Don’t hesitate to seek help from family members, friends, or local tech-savvy individuals who would be delighted to guide you on this exciting journey.

Stay Safe Online

While embracing technology brings great advantages, it’s essential to prioritize online safety. Be cautious with the information you share online and avoid clicking on suspicious links or responding to unsolicited
messages. Set strong and unique passwords for your accounts, and consider using password managers to keep track of them securely. Familiarize yourself with privacy settings on social media platforms and
adjust them to your comfort level.

Connecting with Family and Friends

Technology enables powerful connections. Stay connected with family and friends through video calls using platforms like Zoom or Skype. Join social media platforms to see updates from loved ones and engage with them through comments and messages. Embracing technology can help reduce feelings of isolation and keep you in touch with your support network.

Exploring Hobbies and Interests

The digital world offers a vast array of resources to explore your passions. Whether you’re interested in reading, gardening, painting, or learning a new language, there are online communities, tutorials, and educational platforms tailored to your interests. Embrace technology as a gateway to discovery and self-improvement.

Health and Wellness

Numerous apps and wearable devices are designed to support your health and wellness goals. From fitness trackers that encourage physical activity to meditation apps that promote mental well-being, technology can be an invaluable tool in taking care of your health.

Online Shopping and Delivery Services

Gone are the days of having to visit physical stores for your shopping needs. Online shopping platforms offer a wide range of products, and many provide home delivery services, making shopping more convenient than ever before.

Digital Entertainment

Enjoy a world of digital entertainment at your fingertips. Streaming services offer a vast library of movies, TV shows, documentaries, and educational content. Music streaming apps allow you to create personalized playlists of your favorite tunes. Engaging with digital entertainment can be both fun and enriching.

Learning and Education

Never stop learning! Embrace technology to access online courses and educational platforms covering a wide range of subjects. Engaging your mind with new knowledge can be immensely fulfilling and help you stay intellectually active.

Patience and Persistence

Remember, embracing technology is a journey, and it’s okay to take things one step at a time. Don’t be discouraged by initial challenges; practice and patience will lead to proficiency. Celebrate each small achievement and enjoy the process of learning something new.

In conclusion, embracing technology as a senior opens up a world of opportunities and possibilities. Stay curious, stay connected, and don’t hesitate to seek support when needed. The digital age is yours to
explore—happy tech-adventuring!

ChatGPT

Larry McJunkin, President
Tellico Village Computer Users Club

ChatGPT

You may not think that ChatGPT is important to you, or even relevant…but it is, and you don’t even have a choice. In its very short life since November 2022, ChatGPT has become integrated with the primary internet search engines, embraced by the top technology giants, and has become an irreversible way of the future. It’s OK to not care about ChatGPT, but since it now affects us all, I’d like to offer you a simple explanation of what it is and what it does. And from this, I hope you’ll see a glimpse of its potential, not only globally, but in your own world.

What is ChatGPT?

ChatGPT is a natural language processing tool driven by Artificial Intelligence (AI) technology that allows you to have human-like conversations and other interactions with a chatbot. The language model can answer questions and assist you with tasks, such as composing emails, writing essays, and even writing complex programming code. It could assist someone in opening a business, planning a wedding, or literally anything you could imagine to ask.

Think of it in more simplified terms – you could ask it the following – “My grandkids, ages 10 and 12, both boys, will be visiting me for a week this summer. Plan one thing fun for them to do each day they’re here. Keep the travel within 50 miles of Tellico Village, TN and recommend a highly rated restaurants for lunch each day”. ChatGPT would plan this week and you would be amazed at how much detail it would provide…like places to go, what to do, hours for all the events or places it finds, and for the most part, it would plan a perfect itinerary. Obviously, it’s only a starting point, and you could easily refine it.

Who made ChatGPT?

ChatGPT was created by OpenAI, an AI and research company. The company launched ChatGPT on November 30, 2022.

How big a deal is ChatGPT?

It’s huge. And it’s actually scary good! ChatGPT had over 100 million active users in January, only two months after its launch. For comparison, it took nine months for TikTok to reach 100 million users. Currently, the number of users is so high, it can’t be accurately determined.

How can you access ChatGPT?

You can access ChatGPT simply by going to http://chat.openai.com and creating an OpenAI account. Once you sign in, you can start chatting away with ChatGPT. Get your conversation started by simply asking it some questions. Because ChatGPT is still in its research stage, it is free, and you can ask as many questions as you’d like. You can also access ChatGPT on your iPhone, using the ChatGPT app from the App Store (be sure to install the ChatGPT app labeled with “The official app by OpenAI”

How much does ChatGPT cost?

ChatGPT is free to use. There is an available subscription option (ChatGPT Plus) that users can take advantage of that costs $20/month. The paid subscription model guarantees users extra perks, such as general access, even at capacity, faster response times, and access to the internet through plugins. However, the free version is still a very solid option as it has mostly the same technical abilities.

My take on ChatGPT

There is so much hype around ChatGPT and it has tremendous potential, but it can’t do everything – it’s not magic. By now, it’s incorporation into our top search engines has transformed what was already amazing into an infinite knowledge source with endless potential. Occasionally, ChatGPT writes plausible sounding but incorrect or nonsensical answers, so you’ll need to temper its responses with some common sense. Hmm…I wonder if I could ask it to write next month’s newsletter?

Larry McJunkin, President

Tellico Villager Computer Users Club

STAYING SAFE ONLINE

Earlier this week, I spoke to a local group here in Tellico Village about this same topic, and while gathering my thoughts about what to say, it seemed appropriate to also share them with all of you. Staying safe online is becoming more difficult because the bad actors are devising new ways to skirt the safeguards built into our computing devices. Increasing our personal diligence and being able to recognize a fake email or phone call is our best defense against getting into trouble while online. In 2022, the online fraud industry was over $20 BILLION! And most of this from individuals, just like you and me. Here are some tips to help you stay safe while online.

At the end of the day, staying safe online is all about common sense. I say this because regardless of what you do to preempt bad things from happening, what ultimately gets us in trouble is a bad decision…even if in our heart of hearts…we know it’s a bad decision, we often do it anyway. So, if you take away anything from this newsletter, I hope it’s a little visual sign in your mind’s eye that flashes and says “should I really do this?”. If you’ll ask yourself this a few times before making a questionable online decision, you’ll be fine, because your smarter self won’t let you make that bad decision.

Speaking of bad decisions, the #1 bad decision that gets folks into trouble is allowing someone on the other end of the phone to take control of your computer. Above anything else…do not ever, EVER let anyone take control of your computer unless you know who it is. A friend, a relative, one of us in First Level Support at the computer club – that’s fine. If you use a Mac, then someone from Apple Care (as long as you know you’re actually speaking to an Apple employee), but if you use Windows, understand there is NO ONE at Microsoft who will ever remotely take control of your computer to help you. So, if someone is on that phone and telling you they’re from Microsoft…just hang up!

I know you’re thinking “Hmm…I’d never do that” but we assist several members every month who’ve inadvertently gotten into trouble by letting someone take control of their computer. So don’t say this won’t happen to you…just promise yourself you’ll do everything possible to stay diligent and not make that bad online decision.

The way we get into these situations is invariably by trying to get help. Help with a software app, help with your computer, help with your TV, etc. You bring up Google and start looking for support for something. Out of the search results that populate your screen…I’ll bet over 70% of them are bogus. The first indication they’re bogus is they offer a toll-free number. That’s just not going to happen. The second indication is that someone is actually offering to help you…for free. That’s rare today. Companies go to great lengths to make it nearly impossible to contact them by phone. You have to figure out how to separate the wheat from the chaff, because when you dial that number for free support, and you hear someone with a strange accent promising to help with your problem…that’s when you need to visualize that mental sign. “Should I really do this?” And the answer is NO!

Here are some other simple pieces of advice regarding online safety.

Keep your internet browser updated.

The latest versions have a lot of built-in protection against fake websites and web-based viruses.

Get a Password Manager.

If you use a Windows PC, I recommend Bitwarden or RoboForm. If you use a Mac, I recommend 1Password or Bitwarden. Create a memorable passphrase to open your password manager. An example of a passphrase is several words separated by special characters, including capital letters and numbers – such as: Sporty-Crown-Tarmac-Imaginary7 (this example passphrase would take approximately 87 years to crack). Whatever you use for your passphrase, it must be memorable to you.

Shred all your sensitive paper documents.

Bad actors can use information on paper statements to steal someone’s identity. Yes, there are lots of people sifting through landfills looking for valuable information.

Learn to spot fake emails and websites.

Criminals use these to con people into giving away passwords and bank details – the technical word is ‘phishing’.

Venmo Privacy

While some of you may like the social aspect of using the Venmo app to transfer money, others may not, and there are downsides to this. To maintain better privacy while using Venmo, Karen Brown sent me the following Venmo tip:

If you’re bothered by the Venmo home screen, which displays not only the transactions you’ve made, but transactions from others in your Contacts app, here are some steps to protect your own privacy while using Venmo.

1. Open Venmo and tap the “Me” icon at the bottom right.
2. Tap the Settings icon at the top right (the gear-shaped icon).
3. Tap “Privacy”.
4. Check “Private.” (The other two choices are “Public” and “Friends”.)
5. Tap “Past Transactions”.
6. Tap “Change All to Private”. Tap the “Back” arrow.
7. Tap “Friends List”.
8. Tap “Private”. (Again, the other two choices are “Public” and “Friends”.)
9. That it…you’re done!

One last reminder to help you stay safe online – whenever your sixth sense presents you with a question mark regarding something you’re about to do online – remember that little sign…”Should I really do this?”

Larry McJunkin, President

Tellico Villager Computer Users Club

How to Pause Windows (and Mac) Updates

Even though configuring your computer for automatic updates is set by default on new computers, sometimes users turn this off because it gets in the way. Then they forget to turn updates back on and miss important system updates. Here are some easy steps to follow if you need to temporarily pause updates on your Windows 11/10 computer or your Mac.

How to Pause Windows 11 Updates

Windows 11 offers you the choice of when and how to get the latest updates to keep your device running smoothly and securely. If you’re not ready to get recommended updates, you can choose to temporarily pause them from being downloaded and installed. (But I recommend pausing updates only if you have a really good reason, so you never miss an important update.)

1. Select Start > Settings > Windows Update.
2. Select the amount of time you’d like to pause for.

Note: After the pause limit is reached, you’ll need to install the latest updates before you can pause updates again.

Your device will need to restart to finish installing updates. If you’re asked to restart your device while you’re busy using it, you can schedule the restart for a more convenient time:

1. Select Start > Settings > Windows Update.
2. Select “Schedule the restart” and choose a time that’s convenient for you.

How to Pause Windows 10 Updates

Windows 10 offers you the choice of when and how to get the latest updates to keep your device running smoothly and securely. If you’re not ready to get recommended updates, you can choose to temporarily pause them from being downloaded and installed. In Windows 10, version 1903 (or later), Windows 10 Pro, version 1809, or Windows 10 Enterprise, version 1809, do the following:

1. Select Start > Settings > Update & Security > Windows Update.
2. Select either “Pause updates for 7 days” or “Advanced options”. Then, in the “Pause updates” section, select the drop-down menu and specify a date for updates to resume.

Note: After the pause limit is reached, you’ll need to install the latest updates before you can pause updates again.

Your device will need to restart to finish installing updates. If you’re asked to restart your device while you’re busy using it, you can schedule the restart for a more convenient time:

1. Select Start > Settings > Update & Security > Windows Update.
2. Select “Schedule the restart” and choose a time that’s convenient for you. 

Pause Updates on a Mac (Current Version of macOS Ventura Only)

To stop a Mac from automatically installing updates is a bit different. All Macs come with this option turned off, but if you really want to disable automatic updates, here are the steps to do so. (NOTE: Every previous version of macOS had a slightly different way to disable automatic updates. I’m only listing the steps for the most current version of macOS Ventura since you should be using this version.)

1. Launch the “System Settings” app.
2. Tap on “General”.
3. Click on “Software Update”.
4. Tap the (i) button towards the top right corner.
5. Disable “Install macOS updates” and/or “Install application updates from the App Store” based on your personal preferences.
6. Now you will need to install future updates manually.
7. To turn auto updates back on, reverse the actions in step (5.) above.

Larry McJunkin, President

Tellico Village Computer Users Club